Micropayments are small financial transactions, typically involving amounts less than a dollar, that allow consumers to pay for digital goods or services in small increments. These transactions are particularly useful in industries such as digital publishing, gaming, and online content platforms where users may not want to pay for a full subscription but are willing to spend small amounts on individual articles, videos, or features. The rise of digital wallets and cryptocurrencies has further simplified micropayments, making them more accessible and cost-effective.
The Impact of Micropayments on Digital Economy
Micropayments are transforming the digital economy by enabling new revenue models and fostering content monetization. For creators and small businesses, they offer a way to earn from low-cost products that may not generate enough revenue through traditional pricing models. Platforms that support micropayments help democratize access to content, allowing users to pay only for what they consume. This model also reduces reliance on ad revenue, giving consumers more control over their online experiences while providing a steady income stream for content creators. 소액결제